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how much do you/ and or spouse make?

curious who makes what and where they live. Is that enough/ a lot for your area?

Wed. Mar 12, 3:14pm

Wow, talk about none of your business

Wednesday, March 12, 2008, 4:04 PM

Then don't visit a thread if you don't want to answer the question.

Wednesday, March 12, 2008, 4:46 PM

then why dont you answer it then?

Wednesday, March 12, 2008, 4:48 PM

ok, here ya go:

My husband and I have a combined income of $120,000 per year. I make more money than him for the simple fact that I drive 35 miles one way to work. We live in a small town and jobs in my field are limited or pays dick. My husband drives 7 miles to work and makes good money considering he doesn't have to drive to the cities for work.

Doubt that makes you happy..

Wednesday, March 12, 2008, 4:55 PM

Ditto the MYOB sentiment.
And I deliberately opened this thread to say this.

Wednesday, March 12, 2008, 6:23 PM

Why is the question offensive? We're all anonymous on this site, aren't we?

I don't work. My husband makes $138,000 plus bonuses, which have been as much as $50,000 or as little as $12,000. It's great money for where we live. Cost of living is low in our area.

Wednesday, March 12, 2008, 7:55 PM

about 70k. But I work 60 hours a week, and I have 40k in student debt. But I'm single with no kids- just an expesive shoe habit. And I'm 27.

Wednesday, March 12, 2008, 7:58 PM

It's all anonymous, it's not like asking your group or team members how much they make.

I live in an relatively expensive area on the east coast (as compared to the midwest.) I think our salary would be considered good no matter where we lived - although owning a home in somewhere like NYC or San Francisco (maintaining our current standard of living and savings goals) would change our perspective on that, I think.

Wednesday, March 12, 2008, 7:59 PM

75,000 combined.....but in another year or so that will jump to 175,000....YAY

Wednesday, March 12, 2008, 8:02 PM

I don't work, I'm going to school full time and my husband makes 70K/yr. The cost of living is high here but we live small and enjoy our life together.

Thursday, March 13, 2008, 12:47 AM

38k. My husband works and I stay home with the kids. We live in a somewhoat expensive area. The average home price is around 350k. It's not enough but we make it work. It's all about prioritizing. We're making changes now so that our income will be about 3x that in a few years.

Thursday, March 13, 2008, 12:56 AM

We live in an expensive area on the west coast. I'm a SAHM, this year we sold a lot of stocks and made $450K, but typically its about $160K

Thursday, March 13, 2008, 4:02 AM

65k. We live in a very low income area, so we live a fairly comfortable life. Most of the people who live here are below the poverty level.

Thursday, March 13, 2008, 7:40 AM

My hubby makes 36k, I work from home and add about 12k. Cost of living is low (so I have been told) Our house cost us 88k. Median sales for our area are about 90k. The major industry in the county is agriculture. If the taxes in NYS weren't so high it would be a perfect place to live.

It is hard to off set the cost of groceries these days. Gas prices go up, we just don't "go" as much, but how do you not eat as much?

We never have a lot of extra resources, but we always seem to manage. We still find ways to take family vacations, but we drive new "used" vehicles and try to avoid debt all together.

Our total family deb t(INCLUDING CREDIT CARDS) is 94k.

It is interesting to consider how much/little other people earn with respect to their geographic area.

ALSO...the cost of a home varies so much. That really drives how much you must earn in an area. Y'all should sell up and move to cow country. Imagine what kind of house you could buy! Only problem is you'd have to start driving tractors for a living!!!!!! !LOL

Some singers would say a tractor makes you look sexy!

Thursday, March 13, 2008, 7:43 AM

I live just outside of Albany and I teach high school English- this is my 9th year and I make 53,000. My husband works for the highway department and he makes about 65,000 a year. I can't complain because I have summers off plus all the other vacations- I only work 180 days a year and I'm home by 3:00.
My husband is also home by 3:00 which is nice because we have lots of family time with our kids. We go on a few vacations a year, own a timeshare, two fairly new SUVs and our own home. We don't have credit cards- if we can't pay cash we don't get it. We save for what we want and don't live above our means.

Thursday, March 13, 2008, 8:50 AM

my husband and I make over 300k annually. But we own businesses, so this fluctuates. A few years ago we were making very little and barely got by. We may make a lot more in a few years, but that is only because we put ourselves through the ringer.

Thursday, March 13, 2008, 9:15 AM

Household Income: 95K give or take a few K…

Median for area: Approx. 37.5K

Total Household debt: 235K – Home, 35 acres land, truck, car, 2 credit cards

Net Worth: 150K

Thursday, March 13, 2008, 11:33 AM

I make 60k and I have no idea what my husband makes! I should ask him. He does all our finances, so I don't even think about it. For the area we live in, we don't make that much, but for our ages (mid-late 20's), we do. We live in the North East in a very wealthy community. We live in a one-bedroom apartment, one car, no kids.

Thursday, March 13, 2008, 11:52 AM

Well - I initially opened this to add MYOB, but had to admit it was fascinating.

location: PacNW
me: engineer w/3.5 yrs exp, $65K
husband: programmer w/6 years exp, $110K

We're comfortable, but not getting rich by any means. We've mostly paid off student debt by now and just bought the cheapest fixer-upper in the neighborhood for $425K, but 50% of the houses within a 10 mile radius cost more than 800K (and house prices ain't dropping much here), so it doesn't take long to go through the ole' paycheck. And don't even get me started on gas, groceries and taxes. Cracks me up that all of our midwest relatives think we're out here on the coast living like kings.

Thursday, March 13, 2008, 11:59 AM

Well, we're boyfriend and girlfriend living in Toronto. I'm 22, he's 23.

Me: 35,500K - working less than a year in cm service for an insurance company
Him: 18,000K working at a hardware store part-time

We make due for now, but I am looking forward to a raise, and for him to find some full-time work.

Thursday, March 13, 2008, 1:43 PM

My husband is in school, so I'm the "bread winner." I make $33,500 per year at one job, and work every Saturday at another ($14 an hour for 10 hours), so I would guess around $40,000? We live in Portland, OR.

Thursday, March 13, 2008, 4:33 PM

Home prices run about $150,000 for an average in my area, the midwest, I make $75k and my husband makes $25k.

Thursday, March 13, 2008, 4:44 PM

Midwest
SAHM, Husband brings home between 175,000 and 350,000 depending on bonuses.

Thursday, March 13, 2008, 4:49 PM

I gotta say "You guys are RICH!!!" My husband works. I don't. He makes less than 30k and we own 2 homes, not fabulous expensive houses, but nice, appreciating property.

Thursday, March 13, 2008, 10:43 PM

My husband and I make a combined income of 120K.

We live in Toronto, Canada, which is a pretty expensive city

We make just average incomes

Thursday, March 13, 2008, 11:37 PM

LIve in upstate NY. Both teachers. combined income about 100K. Avg. home price about 250K. Ours is valued at about 350K. Three teenage kids. One going to college soon.

We own a rental property, and it's operating in the black, barely.

Debt is about 250K on both houses.

We are feeling the squeeze. Bushe's tax 'rebate' is going right into the gas tank and from there into the pockets of the oil companies. Some help. I wince at school field trips we have to shell out for, etc. But again, we're not poverty stricken. No trips etc. My consolation is that I'm taking a journey myself toward better health and well--being by losing weight. That's why I'm here.

So, i'll plug a team I've started, and of which I'm still the only member, called "Diet Write". Check it out. At least leave a message, huh?

Be strong tomorrow.

Friday, March 14, 2008, 12:23 AM

I'm a 26 year old single female living in California. I make about 50,000-55,000 and it's definitely not enough when homes go for upwards of 500,000 in my area. Luckily prices are going down so maybe 400,000 median price. Still way too much.

Friday, March 14, 2008, 2:48 AM

I made 200K last year, not including interest income. My husband is self-employed and his earnings vary, but he gave up competing with me a long time ago. We have no debt except for our home.

Friday, March 14, 2008, 10:03 AM

what does this have to do with weight loss???

Friday, March 14, 2008, 10:17 AM

me 50K - wife 5K

looking forward to Gdub giving us some of our dough back in a few months...

Friday, March 14, 2008, 11:28 AM

Hubby cdn military 50k , me work as clerk on base 43k,
both are good for the area rural canada. Our house was 173, 000 cdn which is average for the area.

Friday, March 14, 2008, 12:44 PM

10:17, good question....

Friday, March 14, 2008, 12:46 PM

Well, there's been the argument of the relationship between income and obesity...

Friday, March 14, 2008, 2:07 PM

there is also a relationship between obesity and your friends and family. Which makes pretty much any conversation relevant.

BTW- is there a rule saying we can only talk about weight loss? Our household income is above 500k, and this is average for where we live (silicon valley)

Friday, March 14, 2008, 2:16 PM

I am going to start a thread with my pay pal address and all of you with extra money can just deposit for me!

Saturday, March 15, 2008, 6:39 PM

Sure thing 6:39 - I'm I've been wondering what to do with all this extra cash of mine! Thanks for helping me to declutter my life ;)

I like the OT threads - I mean, we're not allowed to ask old questions here - might as well as questions marginally tied to weight loss!

Saturday, March 15, 2008, 8:46 PM

Ohio-I make about 34,000 per year. I am a single mom with two kids. I have to pay daycare. I am struggling just to make ends meet. I can't afford much of anything after paying for daycare each month. It sucks! :(

Sunday, March 16, 2008, 10:47 PM

As of now we are in debt up to our ass. We may have to file for bankruptcy this month if we don't sell our cafe. I'm in Los Angeles, Pasadena, CA to be exact. The cost of living here is quite expensive. Before we purchased the cafe between my hubby and I we made about 100k. We live in a condo with a nice back yard, married and have 2 dogs.

Sunday, August 3, 2008, 10:38 PM

Husband: G-man, mgr level, about 60K
Me: Substitute teacher, about $700-800/mo during school year, but until 18 months ago I was a SAHM (back to work when youngest went to 1st, out of need for productivity more than need for income)
Total debt excluding house: less than 5K and dropping rapidly; will be long gone by end of year
Income ratio: Probably on the low end for professional college-educated people, but better than a lot of the service-oriented jobs here.
Houses mostly cost in excess of $200K, and many are well over the half-million mark (we live in a resort area). Ours cost $140K seven years ago and has doubled through appreciation since our purchase.
Vacations--camping. Our kids don't go to camps other than Scout Camp and aren't in private lessons, classes, or clubs. Eating out as a family is a rarity, mayby once a year. Movies as a family, less than that. Thankfully, after nearly two decades I can cook from scratch almost on autopilot, so my going back to work didn't result in an increase in our food budget due to more convenience foods. I bake bread. We grow a garden. We drive used cars. I bike when I can and pull groceries in a trailer. We have a few toys but they are all old, used, cheap things except for my kayak, which was an amazing bit of generosity on my husband's part. We upgraded our TV three years ago--to a 26-inch (the old one was a 13-inch). Most of our furniture is used (slowly changing). I bottle food; Brett has done all the remodeling to our house himself, teaching himself masonry and various other skills along the way.

We're frugal in most areas, but we do have a few leaks. :^ ) Also 4 kids aged 19 to 8. And a subculture that encourages and teaches self-reliance, debt-freedom, careful management of resources, etc. We tithe. We save for retirement.

We are currently trying to pass on some management skills to our eldest son. He knows it all in his head, but he can't seem to practice it.

Monday, August 4, 2008, 2:31 AM

We live on the Northeast coast in a upper middle class neighborhood. We're in our late 20s, no kids yet. Own our condo.
Annual income - so far for the year will be $115K (I'm in sales so I still have 5 months to make more in commission)
The majority of houses in my area are approaching the Million dollar mark, and that salary is going to have to seriously go up if I'm going to get my dream closet.

Monday, August 4, 2008, 7:36 AM

Upper Midwest

Been disabled since 2002 -- applied for social security disability & denied, appeal denied, currently appealing the determination of the appeal.

Living most frugally on $290.00 a month from a retirement annuity (thankfully I had the sense to participate when I was employed, but because I'm nowhere near retirement age there's not enough accumulation to make a really livable monthly amount).

No phone, no tv, no stereo, no a/c, very little heat in the winter (which can run over $400.00 a month if thermostat is set to anything above 62).

Rent is subsidized at 30% of income, with an energy allowance deducted & I have general assistance medical coverage. I also get a lot of fresh organic produce for free from the weekend farmer's market (on Sunday evening they give away whatever didn't sell). I also get free high speed internet because I live a block from the library and can access it's bandwidth by using the computer near the window (laptop computer with wifi given to me by a freecycle member).

These are my expenses:

45.00 rent
28.00 electric (lights, fridge, cooking, hot water, computer)
130.00 food, household necessities & hygiene items
8.00 quarters for laundry
6.00 prescription co-pays (2 scrips, $3.00 each)
15.00 vitamins & OTC meds
20.00 gas for the car (dr. appts, physical therapy, grocery shopping, library)
30.00 auto insurance (minimal coverage)
8.00 miscellaneous pocket money

Monday, August 4, 2008, 9:49 AM

the most recent comment was removed.

-PT

Monday, August 4, 2008, 11:03 AM

Gee here I was wondering who in the world would add to this thread and here I am... (lol!)

I'm happy to see that our income is pretty good compared to many here. I make $80k and hubby makes maybe $40k.
House is worth more than $350k and we don't have any other debt (just paid off the cc today!) but we also don't have any savings to speak of and our 401k's aren't nearly enough to cover the lifestyle we have grown used to!

Monday, August 4, 2008, 2:06 PM

Please, people

Since this is an anonymous thread, then this is a simple survey. No need to say "mind your own business." Just move on.

I make $50,000; wife makes $6,000 (she works part-time and stays home with the kid most of the time).

Monday, August 4, 2008, 2:10 PM

2:10 p.m. here.

I should add that we're in the Midwest. That's relevant info since $50,000 in Cali or New York doesn't go as far as it does here.

Monday, August 4, 2008, 2:12 PM

My husband makes $79K and I am a SAHM to 4 kids (ages 3-10). I haven't had a job in over 10 years. We have been all over the pay scale, even on public assistance while living in the poorest state in the nation (MS). Now even though he makes good money (in the southeast anyway it's great!), we are in so much debt we can barely afford bread and milk!

Monday, August 4, 2008, 4:51 PM

I still live with my parents. I make 70k and looking to buy a house with my finance. Once we live together our joint income will be 132K . We live on Long Island, in NY.

Monday, August 4, 2008, 11:05 PM

People, chill with the nasty comments! Haven't you ever heard... If you don't have anything nice to say don't say anything at all????

I live alone in NYC, 120K

Monday, August 4, 2008, 11:07 PM

I'm in a super expensive area of CA. I make $18/hr, I think it's $35Kish. I'm a single parent to two, and it's really tight. We get assistance with rent and child care, thankfully. But even then, it's super rough sometimes. I can't imagine what it would be like without the assistance, so thank you to all the Democrats reading! Luckily, I've been able to recently graduate college, so I hope to increase my salary soon!

Monday, August 4, 2008, 11:47 PM

My boyfriend and I live in San Francisco--median house price seems around $800k. I make $15k a year while attending graduate school and he makes about $175k a year so we have a lovely little apartment. It may be tight, but I guess we choose the city living over the large house. We talk about moving to a cheaper area and buying a house but at our age and minus any children this just seems right.

My two cents: I don't think it matters what you actually make, as long as you are happy and content with what you can afford.

Tuesday, August 5, 2008, 1:26 PM

I am 22 and in school, I make around 20k per year
My husband is graduated and he is a full time graphic artist he makes around 45k a year
so combined its around 65k a year for both of us...no kids.

Tuesday, August 5, 2008, 2:43 PM

I am 2:43

We live in Texas..a very small town of 100 thousand...so we make a pretty good living

Tuesday, August 5, 2008, 2:45 PM

My boyfriend and I teach English in South Korea, each of us making around $34,000 a year after taxes (many people make double that by teaching under the table). Like most 1year contracts for SK they pay airfare there and back; and cover housing:small apartment by North American standards - but good enough for us; pay 50% health care (which is ridiculously cheap by our standards anyways); and 50% pension plan (which you can get 100% back when you leave).
Cost of living is pretty low depending on what you like to do (some people drink, shop and party away all their money)- food and transportation are relatively cheap.
It's been a great way to save a lot of money. My bf came home with $26,000 and I paid off almost all of my University debt - and this is after we took a vacation in North Korea, the Philippines, and Seattle on our way home.

Friday, August 15, 2008, 10:41 PM

$98k - husband, Last year for me was NEGATIVE $20k after daycare expenses (Real Esate was my job). Now I am a SAHM temporarily and we have moved to a new city - Des Moines. Housing is average here and the standards that people live to (clothing, cars, extra activities, etc.) is lower than our last city. A very nice, relaxed atmosphere.

I will be switching careers when my 3 year old is back in kindergarten to software engineering. I do have an engineering degree and that was much more lucrative for me than real estate was after expenses!

To those that make over $100k - what do you do?

Friday, August 15, 2008, 11:01 PM

I make $150K as a Sr Manager in a technology consulting firm. My husband makes $76K as a project manager with State government - we live in California.

Saturday, August 16, 2008, 2:55 AM

Me - 120 K, Him 140

Same field, but he has surpassed me and I don't mind. It's all the same 'pot' - we have kids, we have college funds since we can, and we bought our house back before prices exploded, so we are comfortable.

I don't expect my earning power to last until I'm 65 because a middle aged female software developer will have trouble getting jobs no matter how good a java programmer I aspire to be ;-)

But for now, we make the hay and sock a lot of it away.

Monday, August 18, 2008, 9:02 AM

I am a single 22 yrs old in the midwest. i make approx. 35,000-40,000 working only 32 hrs a week. For the dinky small town i live in i feel that's its pretty good. I own my own home (40,000 home, a it is a very nice house ) and have relatives that live with me to help with ulitiies.

Monday, August 18, 2008, 12:58 PM

I make 52K a year, my hubby about 60K. We live in a comfortable neighborhood in TX where houses go for about $125K. Other than the house, we don't have any other debt; no credit card, student loans or car payments. We have two pre-teens, three cars, and nicely padded savings accounts.

Monday, August 18, 2008, 2:08 PM

Philadelphia, PA suburb

Wife: Administrative/Marketing - no degree - $53K
Husband: Medical Equipment Repair - no degree - $50K

We are late 30s, early 40s. Median home prices are 220K.

Friday, July 31, 2009, 10:39 AM

Interesting to see all the different levels of income throughout the country. We're in the south, my husband is the plant manager of a company and makes $120/year. I'm a SAHM of 4 kids. We're rich in all kinds of areas of our life...just not at the bank!

Friday, July 31, 2009, 10:47 AM

Midwest - low cost of living city

I make about $44k - graduate degree
Husband makes about $36k and is a part time student - no degree yet
(yeah, that 6 years of school only makes me an extra $8k per year!)
No kids

Home is only $120,000, which is slightly above the median around here. While it doesn't sound like much, it is an absolutely gorgeous 1920's updated house in the trendiest neighborhood in town. I'm amazed when I watch HGTV and see houses in California that are comparable to ours (3 bed 2 bath 2,000sq ft) that are $400,000 plus. It's crazy how much the prices differ around the country.

If you're sick of being strapped for cash, move to the Midwest. It isn't so bad here, and your money will go a lot further.

Friday, July 31, 2009, 11:17 AM

Me - 13k a year, under the table as a nanny
Him - 25k stipend from grad school
Location: Berkeley, CA

Small apt, no kids, no real debt to speak of yet, happy and content :)

Saturday, August 1, 2009, 11:58 AM

how much $$ do you make?

Hmm.. I feel like I have so much and yet I hardly make what people are stating.. where do you all live?

I make $60 k /yr as a teacher, with 22 years and MA, my husband is a farmer. We own a house and 200 acres and after expenses of the farm, clear about $35 k from farm products. We have no mortgage or debt.

I feel wealthy.. not enough to buy what I see in high-end stores, enough to have a comfortable house and $ to travel... but don't stay in high end hotels..

What do you think.. is it about $ or life style?

Saturday, August 1, 2009, 7:41 PM

myob!

Saturday, August 1, 2009, 11:14 PM

I think it's less about money or lifestyle, 7:41... I think it's more about mindset and where one finds happiness! I know people who make a lot of money but are never satisfied b/c they're caught up in those who have more, and they actually live paycheck to paycheck b/c they're STILL living beyond their means trying to keep up! And I know people who make a respectable living and live simply and they are so much more satisfied and 'rich' than those caught up in things and money (and they have a buttload of savings to boot!)

Sunday, August 2, 2009, 10:25 AM

I live in Oklahoma and make 28k. My husband makes 52k. We're in our mid 20s and we're doing well. The cost of living in OK is ridiculously cheap!

Tuesday, August 4, 2009, 4:02 PM

me - 125ish, him - varies depending on work he's doing - has a variety of skills but no jobs in chosen field so he is very content to do construction, etc, or trade work for work or things we want

a couple years ago he put a large addition on the house himself - almost doubled the square footage - he had little income to show that year but wonderfully increased our home and our net worth

2 kids in college, we spend more than we used to, but we're not shoppers and we weigh large purchases carefully

we live in the midwest, fairly low COL

life is good

Wednesday, August 5, 2009, 1:50 PM

We live in New York City...
Me: 31 y.o. Kindergarten teacher, $58,000/yr
Him: 35 y.o. Bakery mixer, $42,000/yr.
We have a 10 y.o. stepson (his), otherwise no kids yet
We rent...our apt. is $995/mo.
We have several small bonds and a small amt in savings and our retirement accts- hoping to increase it and get property in about 5 years. :o)

Thursday, August 6, 2009, 4:53 PM

We live in Oklahoma and made $200,000 last year. Some years are more, some are less, but average about $200,000. I guess that's a lot for Oklahoma, but we don't feel very well off. It's take it all just to live.

Friday, February 22, 2013, 2:55 PM

200K in Oklahoma!? And it's all just to live? Are you a family of 10?! :)

Saturday, February 23, 2013, 1:54 PM

So interesting to see this old thread get brought back to life.

Money is a funny subject. Lots of interest in how much other people make, not a lot of interest in how people make money. If someone made more money than me, I'd want to know how they did it.

Saturday, February 23, 2013, 3:34 PM

It does make the world go round. It also makes you feel wasteful or smug about yourself, depending on how well you do against others.

Monday, February 25, 2013, 11:39 AM

Re

My husband and I make a combined income of 120K.
We live in Toronto, Canada, which is a pretty expensive city

I wanted to say about Canada. Yes, Toronto is quite an expensive city, but you have to consider that it is a capital and a metropolis. There are also many more career opportunities here. Sometimes it really doesn't make sense to plan on buying a home. I have friends who just rent comfortable apartments near work. You can contact them. There are quality improvements in terms of rental policy now. Companies often make concessions and lower the rental price while the mortgage price remains the same.

Thursday, July 30, 2020, 10:55 PM

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