OT-How do you know if it is the right time to have a baby?

My husband and I have been married 10 years and we are thinking about having a baby but we have some concerns. Both of us are worried about money. Although I just graduated and have a good job as an occupational therapist, my husband does not make much money and he would like to go back to grad. school also ( we both got stupid undergrads. that did not segue into careers) . We do not have any debt outside of our house and student loans (about $25,000), but money would definitely be very tight if I quit work to be with the baby or we had to pay for day care.
My other big concern is that I am exhausted from years of working and going to school. Part of me is dying to have a year of just work, with no school or second job. BUT, another part of me is screaming, “NEED BABY NOW!”
I am also terrified that I will give into the urge but then resent the baby after the fact.
I am 32, so I have some time, but it is hard to fight my instincts!
How do you know if you should listen to you biological clock and go for it, or if you should wait a couple more years?

Mon. May 31, 4:01pm

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